General Insurance

Because all of us have things we just can’t afford to lose.

What is General Insurance

General insurance protects you and all your valuables from the financial impact of risks irrespective of the value. This scheme will include everything from your house, your car, to all your other valuables. You can choose the type of risks you would like to be covered, by choosing and customizing the policy and its unique features.

health insurance

Health insurance falls under the medical insurance policy that offers financial coverage for medical expenses when the policyholder is hospitalised. A health insurance plan covers the insured with the facility of cashless hospitalization at a network hospital or provides a reimbursement scheme for the incurred expenses.

Importance of Health Insurance

  • To counter inflation of medical expenses.
  • To avoid breaking into your savings during a medical emergency.
  • Get the best medicinal support from experts.
  • No need to alter your lifestyle during a crisis.
  • To avoid taking spontaneous loans.
  • Cashless treatment from network Hospitals.
  • Coverage starts from 2 Lakhs up to 2 Crores.
  • Individual and floater cover for your entire family.
  • Policy cover starts applies to the age group of people between 30 days to 100 years. 
  • No sub-Limits & No co-payment on claims.
  • AYUSH treatments from reputed Hospitals.
  • Automatic restoration up to 150% on basic sum insured.
  • Annual health check for your entire family during renewal of the policy. 
  • Tax benefits u/s 80 D of Income Tax Act.

Motor insurance

Motor Insurance, unlike its other counterparts, is mandatory for every citizen. Our government has staked this claim to ensure your safety and the safety of others. 

The main objective of Motor Insurance is to give complete protection against physical damage or loss to vehicle owners/drivers arising from natural and man-made calamities. Motor Insurance is of vital importance as it offers protection against body injuries, death, physical damage, as well as third party liabilities. 

  • Comprehensive Policy
  • Nil Depreciation/Bumper to Bumper Policy
  • Liability only Policy

  • Reimbursement claim
  • Cashless claim at the network garages

Home insurance

Home insurance combines various personal insurance protections, which includes losses occurring to one's home, its contents, loss of use ,or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at  home . Additionally, it provides financial protection against disasters. 

Coverages for:

  • Building: Flats/Apartments/Independent Houses
  • Contents Including Portables
  • Jewellery & Valuables
  • Painting, Curios, & Works of Art

Overseas Travel insurance

While you are travelling abroad, either for business or pleasure, any unforeseen contingency should be the last thing on your mind. However, you cannot ignore this aspect as travelling abroad involves certain degrees of risk. Overseas Travel Insurance is a type of insurance policy that offers coverage against medical expenses, trip cancellation, trip delay, and other mishaps you may encounter during your travels. 

  • Accidental & Sickness Medical Expenses.
  • Accidental Death & Dismemberment Cover.
  • Sickness Dental Relief Benefit.
  • Baggage Delay Benefit Cover. 
  • Loss of Passport Benefit.
  • Personal Liability Benefit.
  • Flight Delay & Trip Cancellation Benefit.
  • Trip Curtailment Cover.
  • Missed Connection/Missed Departure Cover.
  • Home Burglary Cover in India.

Burglary insurance

Burglary insurance is an insurance policy that provides financial compensation for loss or damage caused to your property and your valuable items due to acts of burglary or house breaking. Policy can be extended to cover theft, riots, malicious damage, and other strikes.

Fire insurance

A disaster such as loss through fire could spell financial disaster, as well as physical damage which could bring you and your business to a grinding halt. While, you can easily replace the damaged goods, the financial shortfall is hard to replace. Our partnership with some of the finest insurance companies provides you the chance to insure all your assets to ensure business continuity. 

Marine insurance

As with any mode of transport, there are high risks involved in moving goods via trade routes, albeit more so, via the sea. This is where marine insurances come into play. These policies ensure coverage for loss caused to the cargo while in transit over sea. With our marine insurance by your side you can now confidently move your cargo to anywhere in the world. 

Subscribe to our Mutual Fund Newsletter