Interest Rates

Deposits Non convertible debentures Investments opportunities

Fixed Deposit Schemes effective from 05.08.2020
Fixed Income Scheme

Term (Months) Normal Senior citizen
Frequency of Interest payouts
Monthly Quarterly Monthly Quarterly
Rate of Interest – % Per Annum
15 7.75 7.75 8.00 8.00
24 7.85 7.85 8.10 8.10
36 8.00 8.00 8.25 8.25
Minimum Deposit (in Rs.) 25,000 10,000 25,000 10,000

Cumulative Income Scheme .

Term (Months) Normal Senior citizen
Yield % Per Annum (Quarterly Rests) Maturity Amount for Rs. 10,000 Yield % Per Annum (Quarterly Rests) Maturity Amount for Rs. 10,000
15 8.06 11,007 8.33 11,041
24 8.41 11,682 8.70 11,740
36 8.94 12,682 9.25 12,776
Minimum Deposit (in Rs.) 10,000 10,000

HNI NCD

Term (Months) Fixed Income Scheme Cumulative Income scheme
Monthly Quarterly Yield % Per Annum (Quarterly Rests) Maturity Amount for Rs.50,00,000
15 8.50 8.50 8.87% 55,54,313
24 8.75 8.75 9.45% 59,45,005
36 9.00 9.00 10.20% 65,30,250
Minimum Investment Amount(in Rs.)

50,00,000/-